Payment Settings

Currency Settings

Watch a movie on Basic Payment Settings

Payment Settings > Currency Settings

2.5.3 Screenshot showing the setting up of the basic currency settings, notice that in this screenshot a secondary currency is also being used

Main Currency

Your primary choice of currency should be entered in the Currency Label field. The Currency Symbol allows any character to be used i.e. $, £, €, ¥. The Symbol can be set to appear in front or behind the total price using the Symbol Placement radio button. The Decimal Places field takes a value of how many places are allowed after the decimal point.

Secondary (Conversion)

The Secondary option is to give shoppers a approximate guide in a different currency, a good example of this would be a site that displays its prices in American Dollars, but also sells and ships to Canada, any Canadian customers would be able to get a idea of the cost of their purchase without using a third party conversion tool. The conversion is based upon the value that is placed in the Conversion rate field.

Watch a movie on Payment configuration

Payment Settings > Payment Methods

Each type of payment method that is support by the cart is listed in this section, they are as follows:

Purchase Order, Credit Card by Mail, Credit Card Online, Credit Card by Phone, Authorize.Net eCheck, Check by Mail, Cash on Delivery, Credit card by Fax, Call Back, Authorize.Net and PayPal.

We are always adding more payment methods to the cart, so you may seem more in your cart than is listed here. By clicking on any of the links you will be able to customize messages for each of the options.

Please note however that before an option is available to shoppers it has to be checked within the Select Payments category, which we shall cover next. While most of the above options are self explanatory, the method of secure order capture may not be, therefore a brief explanation will help describe this feature.

When using Secure Order Capture, the same level of high security is applied during the session, but when the order is placed the processing of the payment is not completed, this is left to the merchant to carry out when the order is collected, and a standard point of sale machine can be used, or even a web based interface.

Payment Methods -> Select Payments

2.6 Screenshot of the payment methods admin, notice how do selecting the checkbox under step 1 how you can decide which options are visible, you can also decide in which order they appear in the dropdown list by changing the value in the Display order field

To configure which options appear in your cart, all you need to do is check the on box next to the label of the payment type that you wish to be available. The Display Order box controls the order in which the choices appear in the payment options that are presented to the shopper during the check out process and can be set by assigning a numerical value in the field ranging from 1 through to 8 (Screenshot 2.6).

Payment Method Settings

Listed here are all the major credit cards that are in use, selecting the “Accept” checkbox will enable that card type in your shopping cart, there are also 3 boxes labelled 1 to 3 for the inputting of any additional types of credit cards that you feel your customers may wish to use.

Additional COD Charge

If you offer “Cash on Delivery” and wish to charge an extra fee per order for this enter the value in your local currency into this field.

COD Charge label

Configure the Label that the customer sees in the cart as the description for the COD.

Shipping and Handling Charge

If you ship expensive goods, you may wish to add an insurance charge to your shipment to cover damage in transit or the loss of an item, you can initiate the charge using this field.

S/H Charge Label

Add a custom description for the shipping and handling charge.

CW2 Settings

The CW2 number is the 3 digit security number on the reverse of a credit card. By just selecting the “Collect” checkbox it will appear on your cart but will not be mandatory, selecting the “Required” field will require the customer to enter the code before the transaction can be completed.

Switch / Delta/Solo Cards

If you would like to take Switch / Delta Cards please first ensure that you have selected the “Accept” box under Payment Method Settings, then select either the “Collect” or “Required” box under “Other Settings”.

Next Invoice Number

You may change your invoicing numbering here, this also relates to order numbers, since the order number and the invoice number are the same in the cart, this makes the relation between orders and invoices very easy to keep track of.

Additional COD Charge

Allows the input of a charge that is applied to any orders that are “Cash on Delivery”. Your default tax settings can also be configured to be applied to this charge by selecting the options Tax1, Tax2 or both. The values for Tax are set in Payment Settings> Tax Settings.

The COD change label allows you to enter a descriptive label for this setting.

Increment Invoice Number by.

Choose the amount to increase each order invoice number by.

Third Party Settings

In the third party settings section, you can enter in any third party payment information that may be required to complete transactions through that provider. For example, with Authorize.net you must provide your login as assigned, as well as the transaction key as generated. You can select the transaction type to perform, and whether you are a SecureSource merchant or not. If you are using PayPal, you must enter in your PayPal merchant email, and select the currency to perform your transactions in.

Any other settings for third party payment processors will also be listed here.

Payment Settings -> Tax Settings

2.7 Screenshot showing all the tax regions that have been set up in this cart. Your cart can have as many different regions as is necessary. This is the area that you use to create your template before populating it with the region members.

Due to the many different tax regions worldwide, MercuryCart offers a totally unique way of setting up the various tax regions. To define a new tax region we first configure the add new tax settings, we ensure that the check box “Active” is selected and we enter a description that the customer will see in the “Tax Label” field. We then decide if it’s a Country Tax or a Region Tax from the drop-down list and finally we add the percentage rate in the “Tax Rate” field, clicking the Add Tax button will create this new region, it is now ready to populate this with countries / states that we wish this tax to be applicable for.

Once the new tax region has been created we select “manage” and select from the drop-down lists the regions that are going to have this rate of tax applied, if you have a large number of regions to add it may be worth using the “Mass Add Region Members” field instead of the individual drop-down lists. By using this method it is possible to set up as many different regions as you require at one time.

2.8 Screenshot showing members being added to the a template, has many different countries or states as you like can be added to a tax region providing of course that they all have the same tax amount.